1st Rate Financial Is Your Best Choice

Simply put, 1st Rate is one of the very few credit restoration and building companies that has the tools, expertise, and commitment to personal service that get results for our customers. We know, because many of our clients previously used one of these “dispute mills” or so-called law firms that advertise so heavily on the Internet, and ended up with little feedback from either the credit repair company, or from the credit bureaus. Once they became clients of 1st Rate, they were able to move forward with their financial life, getting mortgage, auto and personal loans at favorable rates, and enjoying the many other benefits of good credit, regardless of their past history.

Superior Client Care
At 1st Rate, we take our job seriously, and we treat each client with care and professionalism. You are not just one more case in a credit repair factory; you are an individual who is showing responsibility and initiative by proactively working on yourself to improve your life and that of your family. But don’t just take our word for it – hear what our clients have to say about 1st Rate.

Real Results, Real Quick
It is not just our excellent client care and interaction that makes our clients so happy. It is real results. We know how to use the consumer credit laws to provide maximum benefit to our clients and we offer a combination of other services that are unusually effective in improving and protecting our clients’ credit, including the best identity theft protection in the industry. We are one of only a handful of companies nationwide that utilize these state of the art credit restoration and protection tools.

Unsurpassed Value
The value that we provide has saved Americans like you thousands of dollars through reduced interest rates and loan payments. Some of our clients have saved enough in just one month of loan payments to pay for the entire credit restoration process. If you are getting ready to apply for a mortgage or other major loan, you owe it to yourself to contact 1st Rate first. You will reap the rewards many times, over the life of your loan. Even though our service results in thousands of dollars in savings for our clients, we have consistently kept our prices within reach of the average consumer. We just see it as doing our part to help Americans buy the homes and obtain the credit they deserve.