1st Rate Financial

Your credit report is one of the most important documents in your life, impacting your mortgage, auto and credit card interest rates, your insurance policies, and even your employment. But did you know that 70% of all consumer credit reports contain significant errors that might adversely affect the granting of credit?

1st Rate can help. We are a boutique firm specializing in helping Americans restore, manage and build their credit. We are not an automated “dispute mill” and we do not masquerade as a law firm. We have helped hundreds of consumers just like you remove erroneous, outdated and misleading information from their credit reports so that they could improve their quality of life.
Depending on your situation, this may be all you need. But if you are interested in proactively establishing good credit, protecting your credit and identity, reducing your overall debt and interest, and creating a secure financial future, we have unique knowledge and tools that can help you accomplish each of these goals in a quick and affordable way. These services are not offered by the majority of credit repair companies and law firms, including the largest and best known because they require a level of expertise, care and commitment that are in short supply.